Boston Tragedy Sparks Warning About Charity Scams

The registration of 125 “charitable” websites within an hour of the explosions at the Boston Marathon on April 15 brings light to the issue of charity scams. In what is now becoming an all-to-familiar pattern, Massachusetts Attorney General Martha Coakley issued a warning to people to validate the charity before they donate, especially if the […]

Credit Card Debt Decreases Even as Consumer Spending Climbs

After years of focusing on paying down debt, American consumers have started opening their wallets to spend again. Both moves helped the economy. Consumers paid down debt, especially mortgage and credit cards, at a record pace from 2008 to 2010, a decision that helped stabilize the American economy after the credit crisis and financial meltdown […]

Why You Should Set Goals for Budget

Creating and sticking to a budget is the best thing you can do to get on track financially. Mastered your budget? Then it may be time to evaluate your budget and set new financial goals to work toward. Examining your annual budget can help you recognize larger spending problems or patterns, financial priorities, or even changes in circumstance, all of […]

Tips to Stay Motivated to Reach Your Savings Goals

Are you struggling to find the motivation to reach your savings goals? It can be difficult to remain on track when you’re saving for the long-term. It’s easy to lose focus and start spending money on the things you want in the present rather than the things you want in the future. Here are a […]

How to Avoid the 3 Plagues of the Financially Disabled

How consistent is your cash flow? Seventy-eight percent of Americans live paycheck to paycheck, and American consumers aren’t the only people affected. Many business owners struggle financially. Twenty percent of businesses go under within their first year of operation. People spend the first 18 years of their lives of schooling and trial-and-error, only to still find themselves in a rut […]

Bracing for the Next Small Business Credit Crunch

For small business owners, raising capital has never been as easy as it is today. Banks have eased credit to small businesses. Fintech startups are expanding online lending options. And business lending opportunities have looked so promising even tech giants, such as Amazon, Square and Paypal, have entered the market. But another recession, which many say […]

Entrepreneurs Can’t Afford to Stint on Disability Insurance

Working for yourself or running your own business usually comes with a multitude of perks and benefits — flexible work schedules, the joy of being your own boss, the ability to explore and bring to fruition your creative passions and more. In many cases, working remotely can also be an option, allowing entrepreneurs to choose when and where […]

The 10 Most Reliable Ways to Fund a Startup

One of the most frequent questions I get as a mentor to entrepreneurs is, “How do I find the money to start my business?” I always answer that there isn’t any magic, and contrary to popular myth, nobody is waiting in the wings to throw money at you just because you have a new and exciting business idea. […]

5 Biggest Credit Card Scams and What You Can Do to Protect Yourself

As times change, credit card technology follows suit. But while change brings benefits, it also means that fraudsters and identity thieves have more tools at their disposal than ever before and that these tools have evolved in order to combat the ever-changing protective measures put into place to make criminals’ jobs harder. Fortunately, there are plenty of ways to avoid identity […]